| Features |
Baroda Current A/c |
Baroda Premium Current Account (BPCA) |
Baroda premium currentr account -privilege(BPCAP) |
| Minimum Average Qtly Bal(QAB) |
Rs.5000/- |
Rs.75000/- |
Rs.250000/- |
| Statement of account |
once free(monthly) |
two times free in a month |
two times free in a month |
| Balance certificate |
free once in a year |
free |
free |
| signature Verification |
free once in 3 months |
free |
free |
| Folio charges |
Nil for accounts with average credit balance of more than Rs.50000/- |
Nil |
Nil |
| Issuance of cheque books |
first time free cheque of 50 leaves |
free Unlimited |
free Unlimited |
| Immediate credit of outstation cheques |
As per Branch Manager's discretion |
Maximum outstanding not to exceed Rs.50000/- at any time |
Maximum outstanding not to exceed Rs.150000/- at any time |
| Transfer of funds amongst CBS Branches (outside clearing area) |
Free of charge upto Rs.25000/- per day per account, threrafter in excess of Rs.25000/@ Re.1.00 per thousand or part thereof Minimum Rs.25/- and maximum Rs.2500/- |
free of charges |
free of charges |
| Collection of outstation cheques drawn on other Banks |
Rs.2/- per thousand or part thereof subject to maximum of Rs.6250/- per day per account |
free of charges |
free of charges |
| Auto/Reverse Sweep Facility, minimum/maximum period of deposit : 15 days - 45 days |
Not available |
Available, Rs.25000/- & multiple thereof (over specified limit minimum balance of Rs.75000/- |
Available, Rs.25000/- & multiple thereof (over specified limit minimum balance of Rs.250,000/- |
Cash Deposit
1. Local base and local non base branch
2. Outstation non base branch
|
1. No intersol charges cash handling charges beyond the prescribed limit
2. Intersol charges only but no cash handling charges. Cash Deposit Rs.25000/-per day per account free of charges, thereafter in excess of Rs.25000/- service charges will be @ Rs.2/-per thousand or part thereof
|
1. Cash handling charges applicable beyond Rs.50000/-
2. Intersol charges only but no cash handling charges. Cash deposit Rs.50000/- per day per account free of charges, thereafter in excess of Rs.50000/- service charges will be @ Rs.2/-per thousand or part thereof
|
1. Cash handling charges beyond Rs.100000/-
2. Intersol charges only but no cash handling charges. Cash deposit Rs.100000/- per day per account free of charges, thereafter in excess of Rs.100000/- service charges will be @ Rs.2/-per thousand or part thereof
|
Cash withdrawal
1. Local base and local non base branch
2. Outstation non base branch
|
1. Free of any charge in respect of any amount/any number cash withdrawal per day per account
2. Cash withdrawal upto Rs.25000/- per day per account is free of charges, thereafter in excess of Rs.25000/- service charge @ Rs.2/- per thousand or part thereof
|
1. Free of any charge in respect of any amount/any number cash withdrawal per day per account
2. First two cash withdrawals of any amount per account per calender month is free of charges, thereafter in excess of Rs.25000/- service charge @ Rs.2/- per thousand or part there of
|
1. Free of any charge in respect of any amount/any number cash withdrawal per day per account
2. First Three cash withdrawals of any amount per account per calender month is free of charges, thereafter in excess of Rs.25000/- service charge @ Rs.2/- per thousand or part thereof
|
| Net Banking |
free |
free |
free |
| Auto Pay role |
free |
free |
free |
| Credit card with free personal accident insurance alongwith the credit card. |
Normal charges |
Free first year, limited to two partners, two directors, upto two persons of other bodies authorised to operate the account |
Free first year, limited to two partners, two directors, upto two persons of other bodies authorised to operate the account |
| Discount on Demat services |
Normal charges |
25% of annual custody charges to partners, directors, proprietors and upto two managing members of other bodies |
25% of annual custody charges to partners, directors, proprietors and upto two managing members of other bodies |
| Waiver of processing charges on car loans |
Normal charges |
Waiver in case of car loan in the name of proprietor, firm and company |
Waiver in case of car loan in the name of proprietor, firm and company |
| Rebate/Discount on Locker rent |
As per service charge cicular 10% in locker rent if locker rent is paid in advance for a period of three years & above in lump sum |
20% in locker rent if locker rent is paid in advance for a period of 3 years and above in lump & sum |
20% in locker rent if locker rent is paid in advance for a period of 3 years and above in lump & sum |
