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Gen-Next Power (OD Facility)
Other Conditions
- 1. Chequebooks will be issued under the scheme. First Chequebook with 20 leaves per half year will be free of cost.
- KYC norms are to be observed.
- Number of withdrawals not to exceed 100 in a half-year by customer.
- All other charges will be same as applicable to the ordinary Savings a/c.
- Account will be operated by the customers using withdrawal slip, Cheque leaves, Standing instruction, ECS (debit), Debit Card, Internet banking facility etc.
- The other provisions like transfer to dormant, in operative etc. will be the same as applicable to our usual SB a/c.
- Employee should be in active service.
- After sanction of facility, the Branch to monitor the accounts by verifying the credit of salary in the accounts each month.
- All overdrafts in such savings bank account shall be reported in the weekly Form 153 along with balance in other overdraft accounts, as being done in the case of TODs/ODs in current accounts.
- The branch should scan salary savings bank accounts wherever the salary is being credited since last three months and the conduct of the account is satisfactory. The Branch Manager should satisfy himself about the financial soundness of the employer before considering the facility.
- Other rules governing the Savings Bank a/c will also be applicable mutatis mutandis to the accounts under this product.
In case the borrower is transferred and the Bank has a branch at the place of new posting, the account can be transferred to the branch after following extant guidelines, if overdraft is outstanding in the account, for transfer of such accounts.
Other Features
- Anywhere banking facility.
- Personalized Debit Card.
- Free Internet Banking facility.
- Travel, Investment and FOREX Support.
- Free Demat Account opening.
- e - trading facility available.
- Free NEXT GEN GOLD Credit Card with Add on card for spouse (As per eligibility criteria fixed by BOB Cards Ltd.).
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