A Scheme for High Return on your savings even for a short period of less than 1 year. An ideal option for all transitory savings to meet the requirements. An ideal option for all transitory savings.
- Overdraft / loan against deposit provided on demand upto 95% of deposit amount without any guarantor and processing fee, filling of any forms etc. even for 1 day and upto the maturity period of deposits to meet short term requirements and needs.
- For such advances interest shall be charged 1% over the deposit rate with monthly rests in case of depositor -borrower and in case your friends want to avail loan against your deposit the rate of interest will be a little higher depending on loan amount.
- In case you wish to take premature payment of your deposit , it is provided , however interest at @ 1% below the rate applicable for the period deposit has run with the bank, will be paid.
- Accepted as a Security by Govt. Deptt.
- Accepted as margin for Non-fund based facilities.
- Nomination facility is available.
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> New Deposit Scheme
> Short Deposits
> Fast Access Deposit Scheme
> BoB Flexible Fixed Deposit Scheme
> Regular Income Plan
> Monthly Income Plan
> Regular Income Cum Recurring Deposit
> Capital Gain Account Scheme, 1988
> Term Deposits
> General Scheme
> Baroda Flexible Recurring Deposit Account
