A loan product specially designed to offer hassle free financial assistance to professionals and self-employed persons. The target groups of the product are professionals and self-employed individuals, like, Doctors, Chartered Accountants, Interior Decorators, Architects, practicing Company Secretaries, Travel Agents, Institutions providing education / training / running coaching classes etc.

Nature of facility

• Overdraft or as a Demand / Term Loan
• Bank Guarantee

Purpose

• Working Capital requirements (Overdraft or Loan)
  
  
• Development of shop/office/clinic etc.
  
  
• Bank guarantee for any related needs.

Limit

• Minimum: Rs. 25,000/-
• Maximum: Rs. 25 lacs

Eligibility

• Individuals, Proprietorship, Partnership concerns, firms & Private Ltd. Cos., engaged in any profession, self employment, services sector, (other than trading, processing and manufacturing units and transport operators) e.g. Chartered accountants, doctors, practicing company secretaries, architects, consultants, institutions providing education/training, coaching classes, interior decorators, travel agents etc. which are required by community and not prohibited by law or opposed to public interest.
  
  
• The business / professional units should have been established in the line of business for a minimum period of 2 years.
  
  
• HUF, Cooperative societies & Public Limited Cos. are not eligible.

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