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Bank of Baroda presents a unique Retail Loan product Baroda Vaibhav Lakshmi specially designed for women employees for addressing their various needs.
Key Benefits
- Takes care of all kinds of expenses.
- Loan can be availed as term loan or overdraft facility without any security.
Terms & Conditions
The loan can be availed by employees of:
- Public Sector Undertakings, Life Insurance Corporation, General Insurance Company and its subsidiaries
- Educational Institutions viz. Reputed Inter / Degree Colleges. Engg. / Medical Colleges etc.
- Railways, State Govt. and other Central Govt. Organizations.
- Public Limited Companies
Eligibility:
- Age between 21 to 55 years
- Must be a reguler and permanent employee for not less than one year
Loan Amount:
- Minimum Rs 0.20 lac
- Maximum Rs. 2.00 lacs or 10 times of net monthly salary whichever is lower (Subject to conditions)
Repayment Period:
Rate of Interest:
- For current interest rates click here
- Concession of 0.5% for group of borrowers (minimum 10) from one organization provided employer undertakes to deduct monthly installments directly from salary and deposit the same to the branch.
Processing Charges:
Click here for details
For further details, please contact the Bank of Baroda Branch nearest to you.
> Housing Loan
> Housing Loans to NRIs / PIOs
> Home Improvement Loan
> Loan Against Future Rent Receivables
> Advance Against Property
> Advance Against Property to NRI
> Education Loan
> Career Development Loan
> Car Loan
> Two Wheeler Loan
> Consumer Durables Loan
> Baroda Loan for Laptop & Personal Computer
> Personal Loan
> Vaibhav Lakshmi Loan
> Desh Videsh Yatra Loan
> Marriage Loan
> Advance Against Securities
> Loan to Pensioners
> Loan to Defence Pensioners
> Professional Loan
> Loan to Doctors
> Traders Loan
> Baroda Ashray (Reverse Mortgage Loan)
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