||Benefit to customers
||Minimum Quarterly Average Balance(QAB)
||Statement of Account
||Free two times in a month
||Issuance of Cheque Books
||Demand Draft facility
||Bankers cheque facility
||Immediate credit of out station cheques
||Maximum outstanding not to exceed Rs 50,000/-at any time. In case of new customers the immediate credit is to be accorded only after standard period of 6 months.
||Transfer of Funds at CBS Branches (outside clearing Area)
||Free of charge(Inter Sol charges)
- Collection of cheques through outstation Non-base branch drawn on other Banks with in the clearing area of that centre
- Collectionof outstation cheques by sending the cheques physically through post
- Free of charges
- 50%of Normal collection charges
||Auto sweep / Reverse sweep (w.e.f. 01/12/2016)
- First Sweep out for Rs 25,000 will happen only when account balance reaches Rs 5,25,000.
- Upon receipt of customerâ€™s request ,the threshold amount of Rs 5,00,000/- can be increased preferably in multiples of Rs 1,000
( e.g. Rs 5.01,Rs 5.02 lacs and so on)
- If customer desires, the Sweep out amount of Rs 25,000/- can be increased in multiples of Rs 25,000
- ( e.g. Rs 50,000, Rs 75,000 and so on).
- Sweep will be carried out every Monday (at the end of the day)
||Auto Pay Roll
||Credit Card with free personal accident insurance coverage
||First year free of charge, limited to two partners, two directors, up to two persons of other bodies authorized to operate the account
||Waiver of processing charges on car loans
||Waiver in case Car Loans are in the name of Proprietor, Firm and Company
||Rebate/ Discount on Locker rent to proprietor/ partners/ directors
||20% on locker Rent if locker rent is paid in advance for three years and above in lump sum.
||Cash deposit : At Base and local Non Base Branch
- Cash Deposit Upto Rs.50000/- Or Upto 10 packets i.e. 1000 pieces of notes of any denominations taken together, whichever is higher - free of charge per day
- For additional 1000 pieces (10 packet) or part thereof charges @Rs.10/- (Min Rs.10/- & Max. Rs.1000/-) plus Taxes as applicable will be charged.
||Cash deposit : Outstation Non Base Branch
- There is no restriction for cash deposit in outstation branches if PAN is available in the account.
- Without PAN or Form No 60/61 max. amount of Rs.49999/- cash can be deposited in the account in a day.
- No Inter Sol charges for cash deposit up to Rs. 50000/- per day per account, thereafter in excess of Rs. 50000/- service charges will be levied at Rs.2.50 plus Taxes per thousand or part thereof.
||Cash withdrawal : Local base branch
||Free of charge in respect of any amount /any number of cash withdrawal per day per account
||Cash withdrawal : Local Non-Base / Outstation Non- base branch
- Free of charge maximum withdrawal is allowed upto Rs.50000/- per day only by self cheque.
- No cash payments to third parties