Baroda Samriddhi Quarterly Recurring Deposit

Small Savings Today for
Bigger Happiness Tomorrow

Baroda Recurring Deposits Account

Baroda Samriddhi Quarterly Recurring Deposit

A saving plan with feature of quarterly installment which helps you regulate your savings and reap its benefits from time to time. Also avail up to 95% of the deposit amount by way of loan/overdraft.

  • Regularises savings by encouraging a saving habit.
  • Loan/Overdraft facility up to 95% of the deposit amount.
  • Provision for nomination.
  • Minimum amount required to open an account - Rs. 500/-
  • Subsequent deposits in multiples of - Rs. 100/-
  • Deposit Tenure:
    • Minimum - 36 months.
    • Maximum - 120 months.
  • Interest will be compounded quarterly and paid on maturity.(Click here for current interest rates).
  • On pre-matured withdrawal of your deposit amount, interest will be calculated at 1% below the rate applicable for the period of deposits.
  • Documents required:
    • Passport size photograph
    • Proof of residence
    • An introduction as per Bank's norms

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