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Baroda Weavers Credit Card (BWCC)

�Baroda Weavers Credit Card� is promoted by Ministry of Textiles which aims at providing adequate and timely assistance to weavers to meet their credit requirements.

  • All weavers and ancillary workers involved in weaving activities would be eligible.
  • Preference would be given to weavers identified under the Third Census of Handloom Weavers as well as to weavers identified by the State Governments
  • Primary Weavers Co-operative Societies/ Self Help Groups (SHGs)/ Consotia/ Producer Companies/ Joint Liabilities Group (JLGs) would be preferred
  • All existing weaver borrowers of the Bank enjoying credit facilities and having satisfactory dealings with the bank will also be eligible.
The beneficiaries under the scheme will be issued with a Photo Weaver Credit Card (WCC) indicating sanctioned limit and validity period of credit facility.


  • The maximum limit to individual weavers will be up to Rs 2/- Lacs
  • The Credit Card would normally be valid for 3 years

The limits sanctioned will be secured by way of primary charge over the assets financed. No collateral security is required. All amounts would preferably be covered CGTMSE


  • D P Note
  • Hypothecation of assets financed out of the loan under the Scheme
  • Letter of instalment, in case of loan availed for purchase of tools and equipments
  • Undertaking that the borrower would maintain a minimum required margin
  • Any other relevant documents as per extant guidelines

The above are basic particulars of the schme. Details may be obtained from our branches or the AGM (SME) whose contact details are given on our SME Page

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