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Schemes for Retail Traders
(Including BOB Vyapar Scheme)

This product has been introduced specifically for those engaged in the retail trade of any commodity / goods, which are required by the community and whose trading is not prohibited by the law or opposed to public policy. This will include grocers, cloth merchants, grain merchants, chemists and druggists, dealers in electrical goods, hardware merchants, automobile spare parts dealers, stationers etc. Loans can be used to promote existing shop/business.

Key Benefits

  • The loans availed through this offering can assist in:

    • Purchase of equipment such as furniture, fixtures, refrigerators, and vehicles etc., which are essential for carrying on the business.

    • Repairs to existing equipment.

    • Acquisition / repairs or renovation to the business premises.

    • Purchase of tools.

    • Working capital requirements.

  • Simple application procedures.

  • Avail of loans at all branches of Bank of Baroda. To get a detailed list of all the Bank of Baroda branches, CLICK HERE.

  • All complaints and grievances can be reported to the regional zone offices or directly to the Central office.

To know about all the terms and conditions that govern the product,
CLICK HERE.



> Working Capital Finance > Term Finance > SSI > SME > Small Business Borrowers > Traders Loan




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