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Short Term (Under 12 months)

Ideal for those considering a transitory deposit during their business ventures. The extremely short period of one year also helps in fast liquidity in addition
to a good rate of interest.

Key Benefits

  • Ideal for all transitory savings.

  • High liquidity with good returns.

  • Avail of Overdraft / loan against deposit up to 95% of the deposit amount without the hassles of a guarantor or processing fee or, filling of any forms etc.

  • Ideal for meeting short-term commitments as these advances are also available for a single day and till a maximum of 12 months.

  • Interest will be charged at 1.50% over the deposit rate with monthly rests in case of depositor being the borrower and higher in case your friends want to avail of the loan.

  • On pre-matured withdrawal of your deposits amount, interest will be calculated at 1% below the rate applicable for the period of deposits.

  • The Government accepts this deposit as a Security.

  • Can be used as margin money for Non-fund based facilities.

  • Provision for nomination.
Click here for terms and conditions.



> Short Term (Under 12 months) > Flexi Deposit Schemes
> Term Deposits (Over 12 months)





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