ATM / Credit Card facility
We offer debit card (in association with VISA), a product that represents the most secure, convenient and reliable form of payment through ATM.
Our Debit Card is accepted at over 4000 Visa Electron ATMs and 780000 ATMs worldwide. The card is also accepted at 45000 Point of Sales (POS) in India and around 10 million POS worldwide. The card enables you to enjoy the convenience of cash-less purchasing power without the fear of overdrawing your account.
Credit Card Facility
Our Credit Cards (BOBCARD) provide financial flexibility, worldwide acceptance and round the clock convenience at the minimum service charges in the entire card industry.
The Credit Cards, various products of our BOBCARDS Ltd. (our subsidiary), marketed by Bank are namely BOBCARDS PARAS, SILVER, PREMIUM, EXCLUSIVE, GOLD, GLOBAL, EXCLUSIVE FOR WOMEN and GOLD FLEXI. These products have been launched keeping in view the different needs of all sections of people. The credit limits under these cards range from Rs.20,000/- to Rs.3.00 lakhs. Bank is also providing Credit Card cum ATM card to the customers on request.
Service charges payable for rendering credit card services including Revolving Credit Facility, emergency Cash Withdrawal (wherever applicable) are very nominal.
Insurance cover in case of death due to air accident or other accidents is available to the cardholder as well as his / her spouse, (even if he / she is not a cardholder) incase of Bobcard Premium, Bobcard Exclusive, Bobcard Gold. Bobcard Gold Flexi and Bobcard Global. The amount of the available insurance for each card is printed in the respective application form.
> Our Commitment and Responsibilities
> Common Practices followed by our Branches
> Common areas of Customer – Banker relationship
> Time - Norms for various banking transactions
> Extended Banking Hours
> Customer Communication
> Banking Ombudsman Scheme, 2006
> Redressal of Complaints
> Other customer centric initiatives