Fast Access Deposit Scheme

Secure Your Money
And Watch It Grow Too.

Baroda Fixed Deposit Accounts

Fast Access Deposit Scheme

Bank of Baroda's Fast Access Deposit is a prudent way to security, liquidity and relief. The plan provides you with the facility of overdrawing your account up to 95% of your deposits.

Join this deposit product with a minimum deposit of Rs. 10,000/-

Add to this, in multiples of Rs. 1,000/- (under RIRD plan)

  • Loan/Overdraft facility up to 95% of the deposit amount right from day one.
  • No additional documentation for availing overdraft.
  • An additional 0.50% interest for senior citizens.
  • Provision for nomination.
  • Minimum amount required to open an account - Rs. 10,000/-.
  • Subsequent deposits in multiples of Rs. 1000 (under RIRD plan).
  • Deposit Tenure:
    • Minimum - 12 months.
    • Maximum - 120 months.
  • Interest will be compounded quarterly depending upon the maturity period of the deposit.
  • No penalty for premature payment will be levied in case of premature payment of deposits up to Rs. 5 Lakhs provided it remained with the Bank for a minimum period of 12 months.
  • On pre-matured withdrawal of your deposits amount, interest will be calculated at 1% below the rate applicable for the period of deposits.
  • Interest payments are subject to TDS (Tax Deducted at Source).
  • Opening of a current account is mandatory.
  • Documents required:
    • Passport size photograph
    • Proof of residence
    • An Introduction as per bank's norms

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