Baroda M CLIP
Baroda M CLIP is a payment solution offered to users on their mobile phones.
The features available in wallet are as follows:
- Person to Person (P2P) send money User can transfer funds to other person by using his mobile number or email id. If the recipient is already a Baroda M CLIP user, funds will get instantly transferred to his account otherwise recipient will have to download the application and then claim the funds.
- Recharge User can perform anytime & anywhere recharge for mobile, DTH and data cards. Bill payment facility for post-paid mobile numbers is also available.
- Shopping Users can shop at various merchants available under this option. Presently, gift cards of various brands like amazon, book my show, flipkart etc. are available which are delivered instantly on email. User can gift these to near & dear ones or can use himself for purchase at these brands.
- mVISA This feature enables users to make QR code based payments. All that is needed is to scan the merchant QR code, enter amount and click pay. This is a faster and convenient way of making payments at shops, online and everywhere else where QR based payment is accepted.
- Services offered All the services offered to user will be displayed under this category. Presently bus booking feature is being offered.
- Manage cards Users can link their existing Visa/MasterCard debit, credit and prepaid cards. At the time of payment user can either pay through money loaded in wallet or directly through any of the linked cards.
- Offers All the offers which bank will provide to wallet users will be displayed here. Presently 50% cashback feature on Tata sky recharge has been offered to wallet users for payment done through mVISA.
- Virtual Card A virtual card gets created within the wallet for every user. The card number, expiry and name is displayed on card image created. On clicking the card image it turns and CVV present on back of card is displayed. Lock card feature is also available. At any time user can click on Lock card icon and card will get locked. This card can be used for online transaction also. As this card is prepaid in nature, online payment through this is safer than debit and credit cards.
- Transaction History User can check and keep track of all the financial transactions done by him by using Baroda M CLIP.
- Profile set up User can update profile picture and set profile details to have a personalised experience.
- Availability Presently, it is available on android version 4.0 and later.