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Interest Rates on Deposits (Domestic & NRI)
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| Interest Rate on Term Deposits & NRO Deposits (W.E.F 14.09.2011) |
| Maturity Range |
Deposit [Per Annum]
less than 1 crore |
| 7 days to 14 days |
4.75% |
| 15 days to 45 days |
4.75% |
| 46 days to 90 days |
4.75% |
| 91 days to 180 days |
7.00% |
| 181 days to 270 days |
7.60% |
| 271 days & above but less than one year |
7.75% |
| 1 year and upto 443 days |
9.25% |
| Baroda Utsav Deposit scheme (444 days) |
9.35% |
| - 445 - days and upto 3 years |
9.25% |
| Above 3 years upto 5 years |
9.00% |
| Above 5 years upto 10 years |
8.50% |
| Term deposit of Rs. 1 crore and above (Fresh and Renewal) (w.e.f. 14.09.2011) |
| Maturity Range |
Rates for Rs.1 Cr & above |
| 7 to 14 days |
5.00% |
| 15 to 45 days |
5.00% |
| 46 to 90 days |
7.00% |
| 91 to 180 days |
8.00% |
| 181 to 270 days |
8.50% |
| 271 days & above but less than one year |
9.00% |
| One year & above upto 3 years |
9.25% |
# Customers are requested to contact their nearest Bank of Baroda Branch.
| Savings Deposits |
Interest Rate (% p.a.) |
| Savings Account |
4.00% |
NRI SCHEMES
| FOREIGN CURRENCY NON-RESIDENT DEPOSIT - FCNR(B) - (Effective From 01-Feburary-2012) |
| Maturity Period |
Rate of Interest |
|
|
|
|
|
|
| 1 Year to less than
2 years |
2.35 |
3.14 |
2.98 |
1.80 |
3.12 |
6.13 |
| 2 years to less than
3 years |
1.78 |
2.49 |
2.42 |
1.62 |
2.44 |
5.09 |
| 3 years to less than
4 years |
1.87 |
2.51 |
2.50 |
1.63 |
2.50 |
5.13 |
| 4 Years to less than
5 years |
2.06 |
2.63 |
2.66 |
1.67 |
2.61 |
5.37 |
| 5 years |
2.30 |
2.75 |
2.85 |
1.72 |
2.75 |
5.50 |
| NRE TERM (RUPEE) DEPOSITS (Effective from 29.12.2011) |
| Maturity Period |
Rate of Interest |
|
1 year and above but less than 2 years |
9.25% |
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2 years and above but less than 3 years |
9.25% |
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3 years and above but up to 5 years |
9.00% |
| NRE Savings Deposits (Effective from 03.05.2011) |
Interest Rate (% p.a.) |
| Savings Account |
4.00% |
| Note : |
- The revised rates are applicable for fresh deposits and renewal of old deposits.
- As per RBI Directives with effect from 17th July 2003, the NRE Deposits are to be accepted for a minimum period of 1 year.
- NRE (Rupee) Fixed Deposits: No interest will be payable for deposits that have remained with the bank for less than twelve months.
- FCNR Deposits: No Interest is paid if premature payment before one year.
- NRO FD/SB: NRO FD/SB : 30.90% Withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/Tax amount to Foreign Company if the Company has net income exceeding Rs.1/-crore.
- Rates quoted are subject to change without notice.
- The rates mentioned above for Term Deposits of Rs.1 cr. & above are indicative. Customers are requested to contact their nearest Bank of Baroda Branch for any change in rates.
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