Bank of Baroda - India's International Bank

Interest Rates

Interest Rates on Deposits (Domestic & NRI)	Click for Interest Rates on Advances
Domestic Term Deposits & NRO Deposits (W.E.F 15.11.2007)

Maturity Range	For deposits of less than Rs 1 cr. (% p.a.)
7 days to 14 days	3.50
15 days to 45 days	4.50
46 days to 90 days	5.00
91 days to 180 days	6.25
181 days & above but less than one year	7.25
One year and above but less than 2 years	8.50
2 years and above but less than 3 years	8.25
3 years and above but less than 5 years	8.25
Above five years but less than eight years	7.50
Eight years and above upto ten years	8.00
Tax Savings Scheme (5 years)	8.25
Above 5 years and upto 10 years	8.00

Savings Deposits	Interest Rate (% p.a.)
Savings Account	3.50

Baroda Tax Savings Term Deposit
Period	w.e.f. 22.01.2007
Period	General	Senior Citizen
5 years	8.25%	8.75%
> 5 years but up to 10 years	8.00%	8.50%

NRI SCHEMES

FOREIGN CURRENCY NON-RESIDENT DEPOSIT - FCNR(B) - (Effective from 03.05.2008)
Maturity Period	Rate of Interest
Maturity Period	GBP(�)	USD($)	EUR(�)	YEN(�)	CAD($)	AUD($)
1 Year to less than 2 years	5.06	2.33	4.21	0.35	2.91	7.51
2 years to less than 3 years	4.65	2.43	3.78	0.36	2.64	6.91
3 years to less than 4 years	4.62	2.70	3.68	0.44	2.79	6.82
4 Years to less than 5 years	4.59	2.93	3.65	0.51	2.91	6.86
5 years	4.54	3.11	3.64	0.59	3.03	6.78

NRE TERM (RUPEE) DEPOSITS (Effective from 03.05.2008)
Maturity Period	Rate of Interest (% p.a)	Annualized Yield (APY)
1 year and above but less than 2 years	3.08	3.1158
2 years and above but less than 3 years	3.18	3.2699
3 years and above but less than 4 years	3.45	3.6185
4 years and above but less than 5 years	3.45	3.6824
5 years	3.45	3.7479

NRE Savings Deposits (Effective from 18.11.2005)	Interest Rate (% p.a.)
Savings Account	3.50

Note :

The revised rates are applicable w. e. f. 18-May-2007 for fresh deposits as well as renewal of old deposits
As per RBI Directives with effect from 17th July 2003, the NRE Deposits are to be accepted for a minimum period of 1 year.
FCNR Deposits: No Interest is paid if premature payment before one year.
NRO FD/SB: 30% tax is deducted at source on the interest earned .In case total interest earned exceeds Rs.8.50 lacs in a year the surcharge @10% of income tax is also deducted.
Rate quoted are subject to change without notice.
The revised rates are applicable for fresh deposits and renewal of old deposits.


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