Baroda Home Loan Suraksha Personal Loan
Baroda Home Loan Suraksha Personal Loan provides Loan for Home Loan borrowers for funding life insurance premium for Group Credit Life Insurance.
- Exclusively to Home Loan borrowers along with Home Loan for funding the premium amount under Group Credit Life Insurance cover provided by M/s. IndiaFirst Life Insurance Co. & M/s. Kotak Life Insurance.
- Existing Home Loan borrowers who wish to avail Group Credit Life Insurance cover can also avail this personal loan within his/her overall eligibility of Home Loan as per present guidelines.
- Baroda Home Loan Suraksha Personal Loan will be sanctioned along with Baroda Home Loan. For existing Home Loan borrowers, loan can be availed separately.
- If the borrower opts to close the Home Loan account, this personal Loan is also required to be closed simultaneously.
- The loan eligibility will be assessed on the basis of income details of the customer as per existing guidelines of Home Loan scheme to Resident Individuals or NRI/PIO/OIC or Baroda Home Loan Advantage Scheme as the case may be.
- Upto the applicable premium amount for Group Credit life insurance cover for the Home Loan borrower/s and or co-borrower/s provided by M/s. IndiaFirst Life Insurance Co. or M/s. Kotak Life Insurance.
RATE OF INTEREST: As applicable to Home Loan schemes CLICK HERE FOR CURRENT INTEREST RATES
Age: As applicable under Home Loan product guidelines.
Repayment Period: New borrowers: Maximum Period up to 1/2 of the repayment period under Home Loan sanctioned.
Existing Home Loan borrowers: Residual period of Home Loan sanctioned or 1/2 of the original repayment period under Home Loan sanctioned, whichever is lower.
> Home Loan
> Home Loans to NRIs / PIOs
> Home Improvement Loan
> Interest Subsidy Scheme For Housing The Urban Poor (ISHUP)
> Loan Against Future Rent Receivables
> Mortgage Loan
> Advance Against Securities
> Education Loan
> Career Development Loan
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> Car Loan to NRI/PIO
> Loan to Doctors
> Traders Loan
> Personal Loan
> Loan for financing Individuals for subscription to Public Issues /IPO
> Baroda Ashray (Reverse Mortgage Loan)
> Baroda Advance Against Gold Ornaments /Jewellries (At Urban & Metro Centres)
> Baroda Traders Loan Against the Security of Gold Ornaments /Jewellries (At Urban & Metro Centres)
> BarodaBaroda Additional Assured Advance (AAA) (Resident / NRIs /PIOs)
> Baroda Traders Gold Card Scheme
> Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS)
> Baroda Premium Personal Loan