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Baroda Pre Approved Home Loan

  • Baroda Pre Approved Home Loan provides in-principle approval for a Home Loan prior to identification of a specific house/flat/plot by a prospective applicant of Home Loan.

  • It gives the customer greater flexibility in negotiations with builders/sellers.

  • The customer is assured of eligible loan amount.

  • The in-principle sanction letter for Baroda Pre Approved Home Loan will give eligible loan amount calculated as per prevailing interest rates and other existing guidelines of Home Loan.

  • The loan eligibility will be assessed on the basis of income details of the customer as per existing guidelines of Home Loan scheme to Resident Individuals or NRI/PIO/OIC or Baroda Home Loan Advantage Scheme as the case may be.

  • Documents in support of income and repayment capacity (except property documents) to be submitted for issuing the Pre Approved Sanction letter.

  • The in-principle approval shall be valid for -4- months from the date of issue.

  • Processing Charges: Rs.7, 500/- + Service Tax (upfront and Non -refundable). Balance amount of unified processing charges as applicable to Home Loan only will be recovered after sanction of loan.


  • Property papers will be required to be submitted by the borrower within the validity of Baroda Pre Approved Home Loan, i.e, within -4- months from date of issue. If the borrower submits the property documents with in the validity period, balance amount of applicable unified processing charges only will be recovered from the borrower further on actual sanction of Home Loan.

> Home Loan > Home Loans to NRIs / PIOs
> Home Improvement Loan
> Interest Subsidy Scheme For Housing The Urban Poor (ISHUP)
> Loan Against Future Rent Receivables
> Mortgage Loan
> Advance Against Securities
> Education Loan > Career Development Loan
> Car Loan > Two Wheeler Loan
> Car Loan to NRI/PIO
> Loan to Doctors > Traders Loan > Personal Loan
> Loan for financing Individuals for subscription to Public Issues /IPO
> Baroda Ashray (Reverse Mortgage Loan)
> Baroda Advance Against Gold Ornaments /Jewellries (At Urban & Metro Centres)
> Baroda Traders Loan Against the Security of Gold Ornaments /Jewellries (At Urban & Metro Centres)
> BarodaBaroda Additional Assured Advance (AAA) (Resident / NRIs /PIOs)
> Baroda Traders Gold Card Scheme
> Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS)
> Baroda Premium Personal Loan

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