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RuPay Debit Card

We are pleased to inform the launch of India’s First Domestic Card -RuPay Debit Card in co-ordination with NPCI. Presently RuPay Card can be used at ATMs and selected POS in India only.

    Debit Card Variants
Baroda Visa Electron
Baroda Maestro
Baroda Master Card ‘Combi’ Gold
Baroda Visa Platinum
RuPay Debit Card

Key features of RuPay Debit Card:

  • It can be used only with PIN hence a more secured debit card.
  • No threat of card misuse when lost/stolen.
  • Card would be accepted only at secured PIN based POS terminals.
  • Cash withdrawal limit at ATMs is Rs 25,000/- per day.
  • Spend limit at merchant outlets (POS) is Rs 50,000/- per day.
  • Available to all customers eligible for debit card issuance.


Target customers:

  • All Saving Bank Account holders (existing and new).
  • Baroda Advantage Current Account holders (existing and new)
  • OD against Bank’s Own Deposit and OD against NSC, KVP, LIC etc (existing and new).
  • No frill Accounts.

RuPay Debit Card can be accessed/used as under:

  • More than 2,000 Bank of Baroda Interconnected ATMs spread across major centers in the country.
  • Member banks (100 plus) of National Financial Switch having more than 1,00,000 ATMs in the country.
  • NPCI member bank ATMs all over the country bearing RuPay logo.
  • For convenient shopping, dining out at selected outlets accepting RuPay Cards in India.
  • RuPay Debit Cards have the additional security of PIN based authorization even for transactions made at Merchant outlets.
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