Baroda Desh Videsh Yatra Loan
Terms & Conditions
Age:
- Minimum: 25 years
- Maximum: Age of the borrower + Tenure of loan should not exceed retirement age for salaried persons & 65 years for self employed professionals.
Loan Amount:
- Minimum Loan Amount : Rs. 25000/-
- Maximum Loan Amount : Rs. 2 lacs (for domestic travel), Rs. 10 lacs (for overseas travel)
Eligibility :
- Permanent confirmed employees, with a minimum one year of service, of Central / State Govt. / Autonomous Bodies / Public / Joint Sector Undertakings / Reputed Limited Companies / MNCs and Educational Institutions.
- Self Employed / Professionals (Doctors, Architects, Interior designers, Engineers, Chartered Accountants, Technical & Management consultants, Practicing Company Secretaries etc)
- Individuals engaged in business / industry in various capacities, with a minimum two years stable business/ operation of the unit
Margin :
- Up to Rs. 50000/- : NIL
- Above Rs. 50000/- : 10%
Security :
- Up to Rs. 50000/- : Nil
- Up to Rs. 2.00 lac: Suitable third party guarantee
- Above Rs. 2 lac: Security in the form of pledge of NSCs, KVPs, Govt. Bonds, Assignment of LIC policies, Lien over Bank’s FDRs etc
RATE OF INTEREST: (CLICK HERE FOR CURRENT INTEREST RATES).
PROCESSING CHARGES: (CLICK HERE FOR DETAILS)
For further details, please contact the Bank of Baroda Branch nearest to you.
> Housing Loan
> Housing Loans to NRIs / PIOs
> Home Improvement Loan
> Loan Against Future Rent Receivables
> Advance Against Property
> Advance Against Property to NRI
> Education Loan
> Career Development Loan
> Car Loan
> Two Wheeler Loan
> Consumer Durables Loan
> Baroda Loan for Laptop & Personal Computer
> Personal Loan
> Vaibhav Lakshmi Loan
> Desh Videsh Yatra Loan
> Marriage Loan
> Advance Against Securities
> Loan to Pensioners
> Loan to Defence Pensioners
> Professional Loan
> Loan to Doctors
> Traders Loan
> Baroda Ashray (Reverse Mortgage Loan)
|
