| Features |
Baroda Advantage Current A/c
|
| Minimum Quarterly Average Balance |
Rs 10000/-for Metro & Urban Branches & Rs 1000/- for Semi-Urban & Rural Branches |
| Statement of account |
once free(monthly) |
| Balance Certificate |
free once in a year |
| signature Verification |
free once in 3 months |
| Folio charges |
Nil for accounts with average credit bal.of more than Rs 50000/- |
| Issuance of cheque books |
first time free cheque book of 50 leaves |
|
i) Transfer of funds amongst CBS Branches Transfer of funds outside the clearing area through cheques
|
i) Free of charge transfer of funds through cheque irrespective of any amount .
|
ii)
a) Transfer of funds outside the clearing area through cheques drawn on any of our CBS branches
b) Funds transfer amongest CBS branches through collection of outstation cheques drawn on our CBS branches. |
| Up to Rs 1 lac |
Free per day |
| Above Rs1 lac to Rs 5 lacs |
Rs 25/- per txn |
| Above Rs5 lacs |
Rs 50/- Per txn |
| ( To continue to recover from drawer of the cheque) |
|
| c) Funds transfer through payment of cheques drawn on our outstation CBS branches received through clearing |
Nil |
Note:
For the current account holders maintaining QAB(quarterly average balance) of Rs 75000/-for the last two completed quarters*
Free of charge -- Any Amount
*For this purpose QAB for last two completed quarters will be considered and will be reviewed every quarter. In case, the customer has not maintained QAB for last two quarters, the facility will be withdrawn.”
|
| Collection of outstation cheques through the base branch |
Normal collection charges |
| I. Collection of local cheques through clearing by local Non base branches |
Free of charges |
| II. Collection of cheque through outstation non base branches drawn on other banks with in the clearing area of that centre |
| Up to Rs 1 lac |
Free per day |
| Above Rs1 lac to Rs 5 lacs |
Rs 25/- per txn |
| Above Rs5 lacs |
Rs 50/- Per txn |
| ( To continue to recover from drawer of the cheque) |
|
Note:
For the current account holders maintaining QAB( quarterly average balance) of Rs 75000/-for the last two completed quarters *
Free of charge -- Any Amount
*For this purpose QAB for last two completed quarters will be considered and will be reviewed every quarter. In case the customer has not maintained QAB for the last two quarters the facility will be withdrawn “
|
| Collection of cheque through outstation non base branches drawn on other banks with in the clearing area of that centre |
Free of charge up to Rs 25000/-per day per account, thereafter in excess of Rs 25000/@Rs 1.00 per thousand or part thereof Minimum Rs 25/-and maximum 2500/-For the current account holders maintainingQAB( quarterly average balance) of Rs 75000/-for the last two completed quarters * Free of charge- Any Amount *For this purpose QAB for last two completed quarters will be considered and will be reviewed every quarter. Incase the customer has not maintained QAB for the last two quarters the facility will be withdrawn |
| Cash deposit |
| Local base and local non base branch |
No inter-Sol charges, cash handling charges beyond the prescribed limit Cash deposit free up to Rs 50,000/-per day and beyond this cash handling charges @Rs25/-per Rs 50,000 on the excess amount |
| Outstation Non-base branch |
Inter Sol charges only but no cash handling charges .Cash deposit Rs 25000/-per day per account free of charges, there after in excess of Rs 25000/-service charges will be @Rs 2/-per thousand or part thereof |
| Cash withdrawal |
| Local base branch |
Free |
| Local Non-Base / Outstation Non- base branch |
Cash with drawal up to Rs25000/ - per day per account is free of charges thereafter service charge is levied @ Rs2/ per thousand or part there of. |
Note:
- No cash payments to third parties
- Per transaction limit of Rs.50,000/- to customers through self cheques.
|
| Net Banking |
Free |
| Auto Pay roll |
Free |
