Key Benefits

• Simplest deposit option available to the depositor.
  
  
• Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding. No hidden costs.
  
  
• Zero balance facility – Your Savings Bank Account with us remain alive even when the balance reaches zero. This facility is only for salaried employees in Central/ State Govt. Public & Private Limited Companies, Agents of Life & General Insurance Corporations and Students. Even for those receiving compensation from govt. for acquisition of their properties.
  
  
• Your deposits are insured by DICGC
  
  
• Option for money withdrawal by withdrawal forms or by cheque.
  
  
• An ideal option to cultivate the habit of banking and saving amongst the younger generation.
  
  
• At more than 100 branches across the country we offer Universal Teller System where cash transactions up to Rs. 25000/- carried out under single window concept.
  
  
• Provision for nomination.

Terms & Conditions

• Money can be deposited for any quantum of time; there are no minimum or maximum deposit periods for this offering.
  
  
• Minimum balance to be maintained (with or without cheque book facility).
  
  

  	Minimum Balance
  Rural	250/-
  Semi Urban	250/-
  Urban	500/-
  Metro	1000/-

  
  
• Documents required:
  
  
  • Passport size photograph
  • Proof of residence
  • An introduction as per Bank's norms
  • IT Declaration (Form 60/61)
    
    
• In case personal introduction is not possible, introduction by way of approved documents such as passport, driving license, pan card, election i-card, defence i-card, etc.

To know the current interest rates Click here.

For further details, please contact the Bank of Baroda Branch nearest to you.



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