Nature of facility

• Demand / Term Loan
• Overdraft

Margin

• 15% of surrender value, if the insurance policy is maturing within a period of less than 3 years
• 20% of surrender value, if the residual maturity period is 3 years and above.

Amount of advance

• Minimum
  • Demand Loan : Rs.3000/-
  • Overdraft: Rs.20,000/-
  
  

Repayment Period

• Demand Loan:
  Maximum 60 EMIs subject to maturity date of policy.

RATE OF INTEREST: (CLICK HERE FOR CURRENT INTEREST RATES).
PROCESSING CHARGES: (CLICK HERE FOR DETAILS)

For further details, please contact the Bank of Baroda Branch nearest to you.



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