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Advance Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)

Nature of facility

  • Demand / Term Loan
  • Overdraft

Margin

  • 15% of face value of NSC /KVP ( if residual maturity period is less than 3 years)
  • 20% of face value of NSC /(KVP) ( if the residual maturity period is 3 years and above)

Amount of advance

  • Minimum
    • Loan : Rs.3000/-
    • Overdraft: Rs.20,000/-

Repayment of loan in easy EMIs.

RATE OF INTEREST: (CLICK HERE FOR CURRENT INTEREST RATES).
PROCESSING CHARGES: (CLICK HERE FOR DETAILS)



For further details, please contact the Bank of Baroda Branch nearest to you.


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