|
Baroda Professional Loan
Margin
- 40% on market value as per recent valuation report of immovable property.
- 10% on Bank's own FDRs
- 15% on the surrender value of Life Insurance Policies, NSCs, Govt. Bonds if the residual maturity period is less than 3 years and
- 20% on the surrender value of Life Insurance Policies, NSCs, Govt. Bonds if the residual maturity period is more than 3 years
- Minimum 10% cash margin on bank guarantee. For residual unsecured amount securities as mentioned hereinabove is to be taken.
Period of loan and repayment
Security
- Tangible collateral Securities in the form of mortgage of land (not agricultural land) and building, AND/OR
- Pledge of NSCs, Govt. Bonds, Bank's FDR/ assignment of life insurance policies.
RATE OF INTEREST: (CLICK HERE FOR CURRENT INTEREST RATES).
PROCESSING CHARGES: (CLICK HERE FOR DETAILS)
> Housing Loan
> Housing Loans to NRIs / PIOs
> Home Improvement Loan
> Loan Against Future Rent Receivables
> Advance Against Property
> Advance Against Property to NRI
> Education Loan
> Career Development Loan
> Car Loan
> Two Wheeler Loan
> Consumer Durables Loan
> Baroda Loan for Laptop & Personal Computer
> Personal Loan
> Vaibhav Lakshmi Loan
> Desh Videsh Yatra Loan
> Marriage Loan
> Advance Against Securities
> Loan to Pensioners
> Loan to Defence Pensioners
> Professional Loan
> Loan to Doctors
> Traders Loan
> Baroda Ashray (Reverse Mortgage Loan)
|
