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Retail Loans

A wide range of solutions for your financial needs.

Bank of Baroda offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.


Key products

Home Loan
Home Loans to NRIs / PIOs

Home Improvement Loan
Interest Subsidy Scheme For Housing The Urban Poor (ISHUP)

Baroda Home Loan Advantage Mortgage Loan

Baroda Pre Approved Home Loan Education Loan

Baroda Home Loan Suraksha Personal Loan Auto Loan

Loan Against Future Rent Receivables
Car Loan to NRI

Advance Against Securities
Loan to Doctors

Baroda Career Development Loan
Personal Loan

Two Wheeler Loan
Loan for financing Individuals for subscription to Public Issues /IPO

Traders Loan
Baroda Traders Loan Against the Security of Gold Ornaments /Jewellries (At Urban & Metro Centres)

Baroda Ashray (Reverse Mortgage Loan)
Baroda Traders Gold Card Scheme

Baroda Advance Against Gold Ornaments /Jewellries (At Urban & Metro Centres) Baroda Additional Assured Advance (AAA) (Resident / NRIs /PIOs)

Baroda Premium Personal Loan
Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS)

Baroda Education Loan to students of Premier Institutions
Baroda Loan to Pensioners


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