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Terms and Conditions

  • This offer is brought to you by Bank of Baroda (hereinafter referred to as �Bank�) and any participation is voluntary.
  • The offer is applicable only to Bank�s new Visa Debit Cardholder (hereinafter referred to as �Cardholder�) to whom cards have been issued between 01 March 2014 and 31 August 2014
  • The offer is open from 01 March 2014 to 31 August 2014, both dates inclusive (hereinafter referred to as the (�Promotion Period�).
  • The Promotion Period is divided into Qualifying Periods as follows:
    • Qualifying Periods:

Month

Card Issuance Month

Qualifying Period (POS Usage period to qualify for cashback)

Month 1

March 2014

1 March 2014 to 31 May 2014

Month 2

April 2014

1 April 2014 to 30 June 2014

Month 3

May 2014

1 May 2014 to 31 July 2014

Month 4

June 2014

1 June 2014 to 31 August 2014

Month 5

July 2014

1 July 2014 to 30 September 2014

Month 6

August 2014

1 August 2014 to 31 October 2014

  • Each Qualifying Period, Cardholder who meet the eligibility criteria described below will be rewarded with 5% cash back on aggregate purchases during qualifying period or INR 200 whichever is lower

  • Eligibility criteria:
    • Cardholder should have made minimum 5 purchase transactions during the qualifying period with Visa Debit Card
    • Each transaction shall be for a minimum of INR 100. Transactions below INR 100 will not be considered for the promotion.

    For e.g. If a Debit Card has been issued in the month of March 2014, then cardholder is expected to perform atleast 5 purchase transaction of minimum INR 100 during the period of 01 March 2014 to 31 May 2014 to be eligible for 5% Cash back on aggregate purchases during qualifying period (Maximum incentive of Rs.200).

  • The offer is not valid on Cash withdrawals made by Cardholder with their Visa Debit Card. Only purchase transactions (POS / Ecommerce) carried out during the Promotion Period will be eligible for the offer. .

  • In case there is a reversal of a particular transaction later for any reason, that transaction will NOT be counted or such purchase will NOT be considered eligible for this offer.

  • Bank reserves the sole right to decide on whether a purchase meets the eligibility criteria as listed above.
  • Cashback will be credited to customers account within 6 � 8 weeks from the end of each Qualifying Period. The selected Cardholders will only be entitled to the cashback and will not be entitled to compensation or benefits in any other form.
  • This offer is applicable to joint Debit Cardholders as well. However eligibility for the Gift will be determined by total transactions per card. Purchases made by joint/second account holders will not be clubbed with the first account holder.

  • All visuals in the communication sent to the Cardholder are for representational purposes only.

  • Bank reserves the absolute right to, at its sole discretion, amend, vary and/or withdraw any of the terms and conditions of the Promotion without prior notice.

  • The offer is subject to force majeure events. �Force Majeure� shall mean any events or circumstances or combination of events of circumstances that materially and adversely affects, prevents or delays in the performance of obligations by the Bank, but only to the extent that such events and circumstances are not within the reasonable control, directly or indirectly, or was not reasonably foreseeable and without the fault or negligence of the Bank and which could not have prevented through reasonable skill and care.

  • Cardholders under the Promotion will be personally responsible for all taxes, rates, government fees or any other charges that may be levied against them under applicable laws, if any, in relation to the Promotion.

  • Any dispute arising out of or in connection with this program shall be subject to the exclusive jurisdiction of the courts in Mumbai only. The existence of a dispute, if any, shall not constitute a claim against the Bank.

  • Bank reserves its absolute right to withdraw or alter any of the terms and conditions of the offer at any time.

  • Bank reserves the right to change the reward offered under this offer without prior notice. All decisions in respect of the offer shall be at the sole discretion of the Bank and the same shall be final, binding and non-contestable. All Cardholders waive any and all rights of claim with regard to the offer against the Bank.

  • Along with above, all other regular Debit Card Terms and Conditions apply.


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