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Baroda General Credit Card Scheme (BGCC)

Bank of Baroda presents a tailor-made Credit Card Scheme for the citizens belonging to the rural and semi-urban parts of India. Baroda General Credit Card Scheme (BGCC) is designed to provide hassle free and easy credit access to people in the rural and semi-urban areas.

Key Benefits

  • No insistence on security, purpose or end-use of credit

  • Upto a maximum limit of Rs.25000/-

  • Unlimited number of withdrawals and repayments (within the credit limit)

  • Flexibility in choosing the appropriate time to repay the loan

  • Reduced interest burden.

  • No Processing and Documentation charges

  • Withdrawal on the card within the sanctioned limit (only from the branch issuing the card) to meet urgent credit requirements

  • Earn interest at Savings Bank rate on the credit balance maintained in the BGCC account.

  • Card limit valid for 5 years

  • 0.50% concession in interest rate for women applicants

More Benefits

  • All the card holders will be covered under PAIS (Personal Accident Insurance Scheme) upto Rs.50000/- under payment of nominal premium amount.

  • Free collection of cheques under any grant / assistance from government received in the name of the card holder.

To know about all the terms and condition CLICK HERE

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