Bank of Baroda



Service Charges & Fees
 

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Note: All services charges are exclusive of service tax. Service tax at applicable rate (i.e. 14.50% of service charges w.e.f.15.11.2015 (14% service tax and 0.50% Swachh Bharat Cess) will be levied extra on these service charges.


1) DEPOSITS AND ALLIED SERVICES


Sr. No. Area of Banking Service Revised Service Charges
w.e.f. 01.11.2015- excluding service tax
1. Ledger folio charges Applicable to CA ( including RRBs), & CC, OD (excluding loan against banks own deposits & Fast Access)
Minimum Rs. 75/-.
Current Accounts

Free folio allowed p.a. based on Av. Cr. bal. as

Av.Cr. Bal (Rs.) Free folios
Up to Rs.1 lac NIL
Above Rs.1 lac -   All Free

NOTE:

For a/cs maintained on computers, 25 entries or part thereof to be treated as one ledger page.

Ledger folio charges to be recovered on quarterly basis.

Savings Bank Accounts

Transaction Charges

For SB A/cs No folio charges - However not more than 50 debits per half year should be allowed in SB a/c and in case the number of debits exceeds 50 a service charge of Rs. 15/- per debit exceeding 50 debits be charged.

Following transactions are excluded.

  • Standing Instructions
  • Transactions through ADC incl.ECS
  • Auto sweep, system generated (service charge, interest etc.)
  • Transaction charges to be recovered on half yearly

    2.

    a) Charges for issue   of Duplicate Statement / Pass Book

    Individual:

    First Pass Book free

    100/-- per Pass Book / Statement with latest balance only. Charges for previous entries (if required) Rs. 75/- per ledger page or part thereof

    Non- Individual-

    Rs. 150/- per Pass Book / Statement with latest balance only. Charges for previous entries (if required) Rs. 150/- per ledger page or part thereof.

    Note:

    For accounts maintained on computers, 25 entries or part thereof be treated as one ledger page.

    b) Issue of letter of
    acknowledgement/duplicate TDR in case of loss of TDR
    For Acknowledgement Rs. 50/-
    For Duplicate TDR Rs.150/-
    3.

    Cheque Book Issuance Charges

    Savings Bank:

    Cheque book of 15 leaves is supplied by RBO.

    In SB Accounts of individuals -45 leaves will be free in a financial year. Only two cheque books will be issued at a time.

    Thereafter Personalized and non personalized cheque book Rs. 5.00/- per cheque leaf

    CA/CC/OD/Fast Access:

    1st cheque book is free and subsequent cheque book @ Rs. 5.00/- per leaf for CTS/MICR/NON MICR cheque books.

    Note:

    1st Cheque book means cheque book of 50 leaves.

    Wherever cheque books are printed by the customer after obtaining permission of Stationary and Security Form Department, Head Office, Baroda, the cost of paper should be recovered from the customer at the rate of Rs.500/- per 1000 leaves (over and above charges to be paid by customer directly to the printer for printing.)

    4. Opening & minimum balances
    1) Current Accounts

    Individual / Non Individual

    Rural / Semi-Urban Rs.2,000/-*
    Urban / Metro Rs.15,000/- (QAB)*
    2) Premium Current Account Quarterly Average Balance (QAB) Rs.75,000/- to be maintained.*
    3) Privilege Current Account Quarterly Average Balance (QAB) Rs.2,50,000/- to be maintained.*
    4) Super SB A/c Opening of Account –Min. Rs.20000/-*

    Maintenance of minimum balance- Quarterly Average Balance (QAB) Rs.20,000/-*

    5)Shubh SB A/c

    Opening of Account –Min. Rs.15,000/-*

    Maintenance of minimum balance- Quarterly Average Balance (QAB): Rs.15000/-*

    6)Savings Bank Accounts.

    Rural / Semi-Urban

    Opening of Account –Min. Rs 500/-

    Maintenance of minimum balance

    Quarterly Average Balance—Rs 500/-*

    Urban / Metro

    Opening of Account –Min. Rs 1000/-

    Maintenance of minimum balance

    Quarterly Average Balance-– Rs 1000/-*

    7)Savings Bank A/c - No frills A/c
      ( Baroda Basic Saving Bank Deposite Account)

    Baroda Basic Saving Bank Deposit Account :

    Zero balance

    8) Pensioners NIL
    5. Charges for not maintaining minimum balance w.e.f. 18.07.2015
    Current Account

    Current Account

    Urban/Metro

    Quarterly Average Balance (QAB) of Rs. 15000/- is not maintained :- - Rs. 625/- per quarter

    Rural/Semi Urban

    Quarterly Balance of Rs.2000/- not maintained – Rs.350/- per quarter

    Premium Current Account If Quarterly Average Balance (QAB) of Rs.75,000/- is not maintained - Rs.600/- per quarter.
    Privilege Current Account If Quarterly Average Balance (QAB) of Rs.2,50,000/- is not maintained :- Rs.1,000/- per quarter
    SB  Accounts
    • SB Accounts

    Rural / Semi-Urban Rs. 100/- per quarter
    Urban / Metro Rs. 200 per quarter.

    Charges will be levied as under
    Rural/Semi-Urban
    If QAB is in the range
    250- 499- 50%
    100-249- 80%
    Below 100- 100%
    Metro/Urban

    If QAB is in the range
    500- 999- 50%
    250-499- 80%

    Below 250- 100%
    Super SB If Quarterly Average Balance (QAB) of Rs.20,000/- is not maintained :-Rs.1,000/- per quarter.
    Shubh SB If Quarterly Average Balance (QAB) of Rs.15,000/- is not maintained :- Rs.750/- per quarter
    Savings Bank - No frills A/c
    Nagrik  Bachat Khata 

    Baroda Basic Savings Bank account- NIL
    Baroda Pensioner’s Savings Bank account- NIL

    Baroda Salary Advantage Account - Nil
    6.

    Addition / deletion of names in Joint Accounts/Nomina-tions/Change in operational instructions (including Lockers)

    100/- per occasion.

    No charges for deletion of name on account of death of customer in joint A/c.
    7.

    Nomination

    First time nomination free.

    Modification / Change in nomination :Rs. 50/-
    8.

    Charges for Standing instructions

    No charge within the bank

      • Rs. 50/- per transaction plus applicable remittance charges in case of credits for outside the branch whether in same city or other cities i.e in other branches / Offices such as LIC etc. plus actual postage charges
    9.

    Charges for inability to carry out standing instructions due to insufficient balance in the account

    100/- per occasion.

    10.

    Charges for Stop Payment instructions (Per instrument)

    S.B. - Rs. 100/- per instrument

    CA./CC./OD - Rs. 200/- per instrument

    In case of loss of complete blank cheque book

    In case of loss of complete blank cheque book
    Max. ceiling as below:
    Savings Bank – Rs. 500/-

    C.A./C.C./OD – Rs. 1000/-
    11.

    Charges for Cheque returned unpaid/Clearing/Transfer

     

    upto 1 lac - Rs. 125/-

    Above Rs. 1 lac to less than Rs. 1 crore - Rs. 250/-

    Above Rs. 1 crore - Rs. 500/-

    Cheque return due to technical reason – not at the fault of customer- No charges

    Cheque (drawn on us) returned (Outward Return)– (Financial Reason) Upto 1 lac 250/-

    Above Rs. 1 lac to less than Rs. 1 crore - Rs. 500/-

    For Rs. 1 crore and above 750 per instrument

    In case Bank remains out of funds :; actual interest @ 7.5% over base rate is to be charged extra

    For other reasons – Rs. 250/- For technical reasons- not at the fault of customer

    - No charges
    12.

    Incidental charges for inoperative accounts

    A) Inoperative Savings Bank a/cs.

    i) Account maintaining stipulated minimum balance - Nil ii) No penal charges

    B) For inoperative Current Account -

    Rs. 200/- per half year.

    This charge is in addition to charges for not maintaining minimum balance. Branch should take care that in no case

    overdraft is created in the a/c due to recovery of Incidental charges in inoperative A/Cs.
    13.

    Charges for issuance of Balance  Certificate , at the request of customer

    75/- per certificate (for individuals)

    Rs. 150/- per certificate (for others)

    14.

    Charges for issuance of Interest Certificate, at the request of customer

    First certificate free. Additional Rs. 100 per copy

    15. Premature closure of  A/cs -(within a year)
    SB A/c

    No charges if the account is closed within 14 days of first customer induced credit into the account. if account is closed  due to death of Account  Holder

    Rs.200/- plus service tax if account is closed beyond above time but within 1 year of the first customer induced transaction.(Excluding Small Savings bank and Basic Savings

                                                                            Bank accounts).
    Super SB A/c Rs.500/-
    Shubh SB A/c Rs.300/-
    Current Account

    Individual : 250/-

    Others: 500/

    Premium Current Account

    If account is closed within a year : Rs.600/-

    Privilege Current Account

    If account is closed within a year : Rs.1,000/-
    RD/ YSJY A/c

    RD/ YSJY A/c

    Individual : Rs. 100/-

    Others : Rs. 150/-

    Closure of Account due to death of Account Holder No Charges
    16.

    Issue of Solvency Certificate

    Non commercial – Rs. 300 per lac

    Commercial – Rs. 300 per lac. Min. Rs. 1500/- Max. Rs. 25000/-

    NOTE: For issuance of capacity certificate for obtaining VISA for educational purpose for

    students- only 50% of  the charges as mentioned above subject to maximum Rs. 2500

    Charges for issuance of Bankers Certificate on behalf of contractor clients for participating in the Government tender.

    1000/- per certificate
    17.

    Opening accounts with restrictive operations

    Current, Cash Credit, Over Draft Account One time at the time of acceptance of instruction or at the time of modification

    Rs. 500/-

    Savings Bank Account

    Rs. 100/-

    18.

    Allowing operations in an a/c through

    One time charges at the time of acceptance/modification of instructions.

    a) Power of Attorney

    b) Mandate

    Savings Bank Accounts - Rs. 500/- Current, Cash Credit, Over Draft Account - Rs. 1000/-
    19.

    Change  of authorized signatory including reconstitution of A/c.

    Current, Cash Credit, Over Draft Account Rs. 250/- per change
    20.

    Post parcel for Collection

    Our usual collection charges plus storage charges @ Rs. 50/- per day with a minimum of Rs. 250/-
    21.

    Copy of original of cheque / DD (paid by the Bank)

    Rs.100 upto 6 months old record Rest - Rs. 250
    21.

    Penal Charges for late payment of installment in Recurring Deposit A/c.

    Irrespective of tenure uniform rate of Rs..2.0 per Rs.100/- per month across the board.
    Exclusive of Service Tax

    TO TOP



    2) COLLECTION

    Sr. No. Area of Banking Service Service Charges
    (Floor Rates)
    Exclusive of Service Tax
    1. Service Charges for Outstation Cheque Collection: - w.e.f. 02.04.2012  
    Value

    Service charges from Savings /Other Customers

    Upto Rs.1 lac Upto - Rs.5000/- - Rs.25
    Above Rs.5000/- and upto Rs.10000/- - Rs.50/-
    Above Rs.10000-and upto Rs.100000/- - Rs.100/-
    As mandated by RBI.
    Above Rs.1 lac – 5 lac Rs.200
    Above Rs5 lac – 10 lac Rs.225
    Above Rs.10 lac Rs.250

    b) Direct through other banks i.e. instruments drawn at a centre where we have no branch.

    Cheques collected through our branch for another bank

    Above Charges are to be shared on 50:50 basis between collecting bank and paying bank and proceeds should be remitted through RTGS /NEFT to other bank.

    2. Immediate credit of outstation cheques

    For Immediate credit of outstation cheques -- Our usual collection charges should be recovered in full.

    Outstation Cheque return charges

    50% of collection charges

    Collection of other Banks deposits / receipts on maturity

    If proceeds are invested in FD for a minimum period of 1 year then no charges. Else flat – Rs. 50/-

    3.

    Collection of Bills (Clean / Doc.-Demand & Usance)

    a) Applicable  to   IBCs

    Bills for Amount :

    Upto Rs.1,00,000/- -

    Rs.12/- Per Rs.1,000/-or part thereofsubject to
    Minimum Rs.100/-.

    Above Rs. 1 lacupto Rs.10/-Lacs

    Rs..11/- per Rs..1,000/-
    or part thereofsubject to a min. ofRs..1200/-

    Above Rs.10/- Lacs

    Rs.10/- per Rs.1,000/-
    Min. Rs. 10,000/- &
    Max. Rs.12,000/-

    Note: Postage is to be recovered on actual basis in higher multiple of Rs 5/-

     

    b) Applicable  to   OBCs

    Bills for Amount :

    Upto Rs.1,00,000/-

    Rs..10/- perRs..1,000/- or
    Part thereof subject tominimum Rs..100/-

    Above Rs.. 1/- lac& upto Rs..10/- lacs

    Rs..9/- per Rs.1,000/- or part thereof subject to a min. ofRs.1000/-

    Above Rs. 10/-lacs

    Rs..8.00 per Rs..1,000/- min. Rs.. 9,000/- & max. Rs.15,000/-

    Note: Postage/courier is to be recovered on actual basis in higher multiple of Rs.5/-

    4.

    Handling charges for bills returned unpaid
    Local
    Outstation

     

    Rs. 100/- per instrument
     
    50% of the collection charges subject to a min. Rs..200/-

    Note: Postage/courier  is to be recovered on
     actual basis in higher multiple of Rs.5/-.

    5.

    Charges for presentation of usance bills

    Rs. 100/- per bill. (Also in cases of BP/BD – where there is a change in instructions.

    6.

    Change  of original instruction in respect of OBC/IBC e.g.
    a)  Delivering free of payment
    b)  waiving 'c' form etc
    c)   Allowing rebate

    d) Extending time for  retirement

    Rs. 100/- per request

    TO TOP



    3) REMITTANCES

    Sr. No. Area of Banking Service Service Charges
    (Floor Rates)
    Exclusive of Service Tax
    1.

    Issuance of  DD/MT/BC

    Individual:

     

    Up-to Rs.10,000/-  

    - Rs.60/- flat

    Above Rs10000/- 

    @ Rs.5.00 per     Rs..1,000/- or part thereof subject to Min. Rs.50/- & Max. Rs..15,000/- + Cash Handling charges.

    Non-Individual:  

    UptoRs.1,000/-

    -Rs.80/-  flat

    Above Rs.1,000/-to Rs.10,000/-

    - Rs.100/-  flat

    Above Rs10,000/-

    @ Rs.5.00 per Rs.1,000/- or part thereof subject to Min. Rs.60/- & Max. Rs.15,000/- + Cash handling charge

    2.

    Issue of TT

    SINCE DISCONTINUED

    3. Cancellation of DD/ Bankers' cheque and/or issue of fresh DD/ Bankers' cheque in lieu of lost one.

    DUPLICATE DD

    Individual & Non Individual:

    Up to Rs. 500/-      Nil
    Above Rs.  500/-    Rs.  100/- per    instrument.

    In case of lost instrument,

    Up to Rs.  500/-      Rs. 20/-
    Above Rs.  500/-    Rs.  200/- per  instrument.

    4.

    Against tender of cash for any mode of remittance

    50% plus ST higher charges over floor rates

    5.

    DUPLICATE DD

    Individual & Non Individual:
    Rs. 250/- per instrument

    6.

    Remittance of fund through RTGS

    Time varying RTGS charges w.e.f. 15.11.2011

    (A) Inward Transaction =   Nil
    (B) Outward Transaction as under: 

    Amount in Rs

    Transaction

    Total charges( Incl. Service Tax)

     Rs 2 Lacs to Rs 5 Lacs

    Total charges ( Incl. Service Tax)

    Above Rs 5 Lacs

    Between 9.00 hrs. to 12 hrs.

    28/-

      55/-

    After 12 hrs. to 15.30 hrs.

    29/-

      56/-

    After 15.30 hrs. to 17.30 hrs.

    33/-

      61/-

    After 17.30 hrs.

    33/-

      61/-

    7.

    Remittance of fund through NEFT -

    (A) NEFT Transactions (INWARD) -   Nil
    (B) NEFT Transactions (OUTWARD) -

    Up to  Rs.1 lac

    Rs.5/- per transaction

    Above Rs.1 lacs to Rs.2 lacs

    Rs.15/- per transaction

    Above Rs.2 lacs

    Rs.25/- per transaction

    “NO CHARGES for NEFT through “Baroda Connect” & “M-Connect” for any amount (i.e. up to default retail/ corporate transaction limits including corporate individual specific limits).

    8.

    ECS Form / Mandate Verification

    Rs..100/- per occasion

    9.

    Payment of Fixed deposit to other bank

    Remittance charges as applicable plus out of pocket expenses

    10.

    EFT Charges

    Same as NEFT

    11.

    ECS Charges

    Rs 250/- for setting up ECS mandate. Return charges as cheque return charges

    TO TOP



    4) SAFE DEPOSIT LOCKERS

    (Exclusive of service tax)

    Class Of Lockers

    Metro/ Urban

    Semi Urban/ Rural

    A 1500 900
    B 1600 1000
    D 2500 1500
    C 2600 1700
    E/H-1 3200 2200
    G 4500 4500
    F 4500 4500
    L-1 6700 6700
    H 4700 4500
    L 6700 6700

    Note:

    1. In case of breaking open of the locker, Rs. 1000/- to be recovered as incidental charges over and above actual cost incurred for the same.
    2. Penalty for late payment of locker rent (from the due date) be levied as under:

    -- Where annual locker rental is up to Rs. 3000/-
    - Rs. 200/- for first -3- months thereafter Rs. 50/- p.m..

    -- Where annual locker rental is above Rs..3000/-
    - Rs. 500/- for first -3- months thereafter Rs. 100/- p.m..

    When the rent is paid in advance for -3- years 10% discount may be allowed to General Public.

    However, 20% discount in locker rent in case of Premium current account and Premium current account privilege customers if rent is paid in advance for a period of three years and above.

    CHARGES FOR LOCKER OPERATIONS MORE THAN 12 TIMES A YEAR – Rs. 100/- PER OCCASION (FOR GENERAL PUBLIC)

    Rent in advance can be accepted for maximum three years only.

     

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    5) MISCELLANEOUS SERVICES

    Sr. No.

    Area of Banking Service

    Service Charges
    (Floor Rates)
    Exclusive of Service Tax

    1.

    Safe Custody Charges

    Sealed Covers:   Rs. 350/- per cover per  annum
    or part thereof.

    Sealed boxes –    Rs.  3000/- per box per annum (size 200 cubic inch)

    Bank’s own Deposit Receipt :     No charges

    2.

    Service Charges for handling scrip

    As per discretion of Regional Manager

    3.

    Transfer of Securities from one account to another, at the same branch

    50% of the charges on lodgment / withdrawal of securities     (Rs.2/- per piece with a minimum of Rs.30/- on each occasion).

    4.

    Transfer of Securities From pledge to safe custody.

    As per 2 above.

    5.

    Issuance of Certificate of holding

    Rs. 30/- per year.

    6.

    Production of Certificates to appropriate authorities for collection of dividend / interest warrants.

    1% with a minimum of Rs. 30/- per warrant.

    7.

    Purchase/Sale/ Redemption of Securities

    1% with a minimum of Rs. 30/- per transaction.

    8.

    Attestation of customer’s signature

    100/- per instrument / occasion.

    In case of joint A/c. - Rs. 150/-

     

    9.

    Issuance of no dues certificate

    I. For borrowers under Priority Sector - NIL.
    II Others  Rs.100/- per occasion.
    (Rural branches Rs.20/- per occasion)
    10.

    Providing credit report (including opinion and introduction)

    Rs. 500/- per occasion

    11.

    Inquiries relating to old records.

    3 to 12 months old

    Rs. 100/- per item.     

    Above 12 months 

    Rs.300/- per item

    12.

    To ascertain fate of local cheques lodged in clearing, at the request of the customer.

    Free under CTS.

    13.

     Drawing against Uncleared Effects (Ad-hoc)

    a charge of Rs.25/- per lac or part thereof with Minimum of Rs.25/- and Maximum of Rs.500/- levied.

    14.

    Photo attestation

    200/- per photo / occasion

    15.

    Revised Cash Handling Charges
    (At Base branch and  Non-Base Branches within same city) w.e.f. 01.08.2013

    Total cash deposited at Base and local Non-base branch

    a. Savings Bank accounts
    Cash Deposit -Any Amount - Free of charge
    (In case of cash aggregating Rs.50000/- or more deposited with the bank during any one day , customer is required to quote his/her PAN or submit form 60/61)

    b.For CA/OD/CC/Other Accounts:

    Cash Deposit Upto Rs.50000/- Or Upto 10 packets i.e. 1000 pieces of notes of any denominations taken together,whichever is higher - free of charge per day

    Above 10 packets –i.e. 1000 pieces of notescharges will be levied @ Rs.10/- per packet or a part thereof. (Min. Rs.10/- , Maxi. Rs.10000/- plus Service tax at applicable rate.”

     

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    6)   GENERAL

    Sr. No.

    AREA OF BANKING SERVICE

    SERVICE CHARGES
    (FLOOR RATES)
    Exclusive of Service tax

    1.

    (APPLICABLE TO ALL ABOVE SERVICES/ ACTIVITIES)
    a) Postal  & Telecommunication TARIFF

    a) Ordinary Post – Actual, subject to Min. Rs. 15/-

    b) Registered / Speed Post/courier – Actual, subject to Min. Rs. 75/-

    c) Fax - Actual, subject to Min Rs. 60/-.

    b) Courier Charges

    Rs. 75- per instrument per occasion, unless otherwise specified to the contrary.

    2.

    Higher Service charges for non customers of the Bank.

    For all banking services to non-customers of the Bank, service charges shall be 50% higher than the floor rates, across the board plus Taxes

    3.

    Definition of Floor rates

    Floor rates shall mean rates of service charges fixed by our bank as detailed in this circular.

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    7) INTERSOL CHARGES

    Sr. No.

    Area of Banking Servce

    Revised Service
    Charges w.e.f. 15.01.2011

    1. CBS Operations –Outstation .
    (A) CASH Handling Charges at outstation branches

    A) CASH DEPOSIT (Outstation)

    Local Non-base branches

    Cash handling charge as applicable to base branch.

    Out-station Non-base branches

    For SB Accounts - Cash deposit upto Rs. 30000/- per day per account is free of charges, thereafter in excess of Rs. 30000/-, service charges will be levied at Rs.2.50 per thousand or part thereof.

    (For Rs.50000/- and above PAN is required to be submitted as per requirement of Income Tax)

    CA/CC/OD/others
    Cash deposit upto Rs. 25000/- per day per account is free of charges, thereafter in excess of Rs. 25000/-, service charges will be levied at Rs.2.50 per thousand or part thereof.

      (B) CASH WITHDRAWAL (Inter-SOL)

    B) CASH WITHDRAWAL (Inter-SOL)

    Local Non-base branches &Out-station Non-base branches

    Cash withdrawal Charges at Local non base and outstation branch - No charge.

    However, Maximum withdrawal allowed at outstation branch is Rs. 50000/- to the account holder only will continue

    Note:

    1.Inter SOL cash payments to third parties is totally withdrawn

    2.Per transaction limit of Rs. 50000 /- is fixed for cash withdrawal by drawer by self cheque (through withdrawal up to Rs. 25000/- - SB Account without cheque book facility) at Non Base CBS branches irrespective of nature of accounts. Passbook should accompany with Withdrawals.

     

     (C) FUND TRANSFER (Inter-SOL)

    1. Transfer of funds within the same clearing area through cheque

    C)FUND TRANSFER (Inter-SOL)

    Free of charge transfer of funds through cheque irrespective of any amount.

    1. Fund Transfer amongst CBS branches: 
    1. Transfer of funds outside the clearing area through cheques drawn on any of our CBS branches.

     

     

     

    Free of charge transfer of funds through cheque irrespective of any amount.

    1. Funds transfer amongst CBS branches through collection of outstation cheques drawn on our CBS branches.

    Free of charge transfer of funds through cheque irrespective of any amount.

    1. Funds transfer through payment of cheque drawn on our outstation CBS branches received through clearing.

    NIL

    Mandated by RBI under Speed Clearing charges.

    (In such cases, charges are levied on Payee by presenting bank as per RBI guidelines.)
    1. Transfer of Funds for certain specific transaction.

    Periodical Transfer of funds through Inter-SOL from one account to another within the Bank
    (i) From Collection Accounts (i.e. accounts wherein no debit transactions other than such periodical funds transfer entries are reflected) to the principal account of the same organization.No charges

    (ii) Advances/Borrowal A/cs: From one account to any other account of same organization. When debit balances are transferred on the same day

                    No charges
     

    (D) COLLECTION OF CHEQUES   (Inter-SOL)

    (i) Collection of local cheques through clearing by local non-base branches

    Free of charge.

    (ii) Cheque collected through outstation non base branches drawn on other Banks within clearing area of that center.

    Free of charge.

      (E) Service charges for Cheque collection under Speed Clearing (by collecting banks from customers) - w.e.f. 02.04.2012 RBI mandated charges w.e.f. 30.03.2012

    Value

    Service charge from Savings/ Other a/c customers

    Upto Rs.1 lac SB a/c –Nil
    Rs.20/- Others
    Above Rs.1 lac – 5 lac Rs.175
    Above Rs5 lac – 10 lac Rs.200
    Above Rs.10 lac Rs.225
    Exclusive of Service Tax

    TOP

     


    8)Debit Card CARDS
    Sr. No. Particulars

    Service Charges ( excluding Service Tax )

    1.

    Annual Fee

    First Year Free and then @ Rs.100/-* p.a. (except No Frill Accounts)

    2.

    Additional Cards

    First Year Free and then @ Rs.100/-* p.a. (except No Frill Accounts)

    3.

    Renewal Charges

    Renewal now after 10 years: renewal charges remain free

    4.

    Card Replacement charges (within India)

    Rs.200/- per replacement

    5.

    Pin Regeneration

    Rs.150/- per regeneration

    6.

    Bank of Baroda ATMs Cash Withdrawal Balance Enquiry

           Free

    7.

    On NFS Member Bank's ATMs

    1. On Metro ATMs of other Bank located at 6 Metro Cities, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad, only 3 transactions per month (including Financial & Non-Financial) for Savings Bank Account holders are free. There after subsequent transactions on Metro ATMs would be chargeable (Rs 20/- for each Financial transaction and Rs 10/- for each Non-Financial transaction).

    2. On other Bank's ATM located at any other location besides 6 Metro Cities; number of free ATM transactions per month (including Financial & Non-Financial) for Savings Bank Account holders continues to be 5.

    3. Free ATM transactions per month (Financial & Non-Financial) for Savings Bank Account holders on other Bank's ATMs (inclusive of Metro & Non-Metro ATMs) remains 5, out of which you can perform maximum 3 transactions (Financial & Non-Financial) free on other Bank's ATMs at 6 Metros. [The above reductions (as mentioned above in point no.1,2 & 3) will not apply to No Frill Account holders]

    4. For Current/Overdraft account holders: Rs 20/- for every transaction; no transactions are free.

    8.

    Other RuPay/VISA/MasterCard enabled ATMs(abroad)

    Cash withdrawal:- Rs.400/* per Withdrawal
    Balance Inquiry: Rs.75/* per Inquiry

    9.

    Charge –slip retrieval charges

    Rs.400/- per replacement

    10

    Account overdrawn charges

    Rs.100/- per occasion

    11.

    Surcharges at railway and Petrol Pumps

    Rs.2.5% + Service Tax (if any), on transaction amount to Rs.10/- whichever is high.

    **Tariff structure subject to change from time to time at the sole discretion of Bank/RBI, etc.

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    For information on Internet Payment Gateway Charges

    Please contact us at 022-66981589/1590 or write to us

    at sales.eb@bankofbaroda.com

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