Baroda MPay(UPI App)

Instant. Secure. Convenient.

Fund Transfer made easy with

Baroda Mpay

BHIM Baroda Pay

BHIM Baroda Pay

Bank of Baroda presents Baroda MPay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA). No need to remember beneficiary details like account number, IFSC, Mobile Number, MMID etc. Send or Collect money using a Virtual Payment Address.

A Virtual Payment Address (VPA) is a unique identifier that you set and link to your bank account. (Example: yourname@barodampay )

Once linked, just quote your VPA instead of account number and IFSC to make or receive payments.

Unified Payments Interface (UPI) is payment system by NPCI that allows transfer of funds between accounts in convenient manner.

The details of incentive for Customers are as follows

Sr. No. Incentive on Transaction Incentive Amount (Rs.) Terms & Conditions
1 BHIM Baroda Pay app user of our Banks unique financial transactions Rs.25/-
  • Minimum transaction value should be Rs. 100/-
  • The incentive will be paid for maximum 20 unique transaction per calendar month
  • Only unique transactions are eligible for incentive
2 BHIM Baroda Pay app user of our Banks financial transactions
No. of transactions Incentive per month
>=25 but less than 50 Rs. 100/-
>=50 but less than 100 Rs. 200/-
> than 100 Rs. 250/-
  • Minimum transaction value should be Rs.10/-
  • Calendar month will be used for calculation of month

(Unique Transaction – Only the first transaction where ‘A’ transfer funds to ‘B’, second transaction between ‘A’ and ‘B’ is not considered unique)

The details of incentive for Merchants are as follows:

Merchants can also use this app by registering with “I am a Merchant” option and are eligible for incentive by receiving payments via this app.

Sr No No of credit Transactions Incentive Amount (Rs.) Terms & Conditions
1. Minimum transactions to be done in order to start earning incentive =>5 10% of transaction value with upper cap of Rs. 50/- per transaction
  • Minimum transaction value should be Rs. 25/-
  • Maximum cashback of Rs. 1,000/- per month
  • Calendar month will be used for calculation of month

Key Features

Baroda MPay (UPI App) Key Features
  • One App for multiple bank Account
  • Send and receive money instantly
  • Safe and Secure
  • 24*7 Availability
  • Instant Payment of any transaction
  • Secrecy of account and card details by using Virtual ID and Aadhar no
  • One App for all Payments
  • Easy access to Complaint module
  • Scan and Pay
  • Generate Static and Dynamic QR Code

How to register

  • Step 1 : Download the Baroda MPAY app from Google Play Store.
  • Step 2 : Click Register for new registration or Already registered for already user.
  • Step 3 : Enter details (Name, Last name, Email etc.) and Set a Virtual ID (VPA).
    VPA is an identifier (eg. suchi@barodampay, wherein “suchi” is a unique name that you can choose for yourself) that can be uniquely mapped to an individual account that can be used for making and receiving payments without sharing account details.
  • Step 4 : For dual SIM users, Select registered mobile number (Standard SMS rate will be charged).
  • Step 5 : Confirm mobile number.
  • Step 6 : Set 6 digits login PIN and Question and answers.
  • Step 7 : Login with 6 Digit login PIN and Add Bank Account to enjoy seamless facility.
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot
  • BHIM Baroda Pay (UPI App) Screenshot

Download App

Go ahead and download BHIM Baroda Pay, Bank of Baroda UPI application to experience the unique way of making payments using a Virtual Payment Address (VPA).

Contact Details

If you have any queries, please call Contact Centre for support.

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