Bharat Bill Pay
Bharat Bill Payment Service (BBPS)

One Payment System.
Multiple Type of Bills.

Bharat Bill Payment Service (BBPS)
  • Bharat Bill Payment Service
  • Bharat Bill Payment Service
  • Bharat Bill Payment Service
  • Bharat Bill Payment Service
  • Bharat Bill Payment Service

Bharat BillPay is an initiative of national importance which offers real time bill payment service to customers/ non customers across geographic and demographic lines. Bharat BillPay is a tiered platform wherein our Bank is participating as Customer Bharat Bill Payment Operating Units (Customer BBPOU).

The bill payment options are available through multiple channels. At present, bank is offering the service through Baroda Connect, Baroda M-Connect plus, Multifunction Kiosks (MFK) and Baroda e-Gateway. Bharat BillPay is a simple, secure and easy to use bill payment platform which offers interoperable and accessible bill payment services to customers with instant confirmation of receipt of payment.


Existing Bill Payment options

  • No single facility to pay all types of bills at one location

  • Rural areas do not have access to third party bill payment services

  • Charges for bill payment services are not standardized

  • No standard TAT and mechanism for complaint management & resolution

  • Banks are required to connect to multiple aggregators & billers. Thus we have Multiple Settlements and Reconcillation with different billers

  • Fragmented market, lack of trust and low brand connect/recall

Bharat BillPay

  • Anytime anywhere payment of all types of bills through an integrated platform

  • Agent outlets and bank branches are also being examined

  • Standardized charges for banks, non-banks, agents, customers etc.

  • Bharat BillPay has laid down standardised complaints management system to handle customer issues

  • Standard commercial arrangement across the industry. Single Settlement & Reconcillation with Billers

  • Single and trusted brand connect and Bharat BillPay Assurance

Eligibility (Who can use it?)

Eligibility (Who can use it?)
  • Available for both, Bank’s Customers as well as Non-Customers.

  • For Bank’s Customer, bill payment through Baroda Connect, Baroda M-Connect plus, Multifunction Kiosk and Baroda e-gateway (Debit & Credit cards- Master, VISA & Rupay) options are available.

  • For Non-Customers, bill payment is available through Baroda e-gateway (Debit & Credit Cards- Master, VISA & Rupay).

Usage (How to use it?)

  • Consumer

  • Online


  • Customer OU

  • Biller OU

  • Biller

Available service categories

Existing customers and billers would be migrated to Bharat BillPay in a phased manner to ensure minimum / no inconvenience to customers.

  • Phase 1

  • Launch

  • Electricity





  • Already
  • Phase 2

  • Institution Fees

  • School fees

    College fees

    Subscription fees

  • Activities proposed in next phases
  • Other Segments

  • Life Insurance

    General Insurance

    Mutual Funds

    Credit Card Bill

  • Phase 3

  • Future

  • Govt. Payment


    One time Payments


Agents on boarded by Bank of Baroda for Bharat BillPay

Unified Mobile Application for New-Age Governance (UMANG)

UMANG is a unified platform with a single mobile app (on Android, iOS and Windows) and web as the front-end. It provides a single point access to major government services of Centre, State and Local bodies through mobile.

UMANG application provides a number of services which include Bharat BillPay. UMANG is on boarded as an agent in bank’s Bharat BillPay service on 23.11.2017.


Presently, NPCI has proposed Customer Convenience fee as per below mentioned rates:

Customer Convenience Fee (In Rs.)






i.e. using Baroda Connect, Baroda M-Connect plus, Multi-function Kiosk, Debit & Credit Cards
Using other bank’s Debit & Credit Cards
For transaction amount of Rs. Fee is in Rs.
0 - 1000 5
1001-2000 15
≥ 2001 25

Note: Maximum amount of customer convenience fee is Rs. 25/-.

More Information

For any clarification/support, our bank customer can call on

Please visit Bharat BillPay website through the following:

The website’s browser compatibility Info is as follows:

  • IE above 10.0v and above
  • Mozilla Firefox 57.0.4v and above
  • Google Chrome
  • Safari

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