Home Loan

A home loan that Makes owning a home More joyful

100% waiver of Processing Charges*

Give a missed call : 846 700 1111

@8.45%*p.a.
@8.55%*p.a. * Conditions Apply

Home Loan

Baroda Home Loan

Baroda Home Loan

  • Home loan rates of BOB is the best in the market without any differentiation in loan amount or tenure, salaried or self-employed, NRI.
  • Concession of 0.25% in for Car Loans.
  • Longer tenure upto 30 Years
Baroda Home Loan Advantage

Baroda Home Loan Advantage

  • The Home Loan sanctioned will be linked with Saving Bank Account.
  • The rate of interest applicable on this SB account will be Zero.
  • Recovery of EMI will be made by way of auto recovery from linked SB account only.
Baroda Pre Approved Home Loan

Baroda Pre Approved Home Loan

  • Baroda Pre Approved Home Loan provides in-principle approval for a Home Loan prior to identification of a specific house/flat/plot by a prospective applicant of Home Loan.
Home Improvement Loan

Home Improvement Loan

  • For repairs / renovation / improvement of existing House/ Flat.
  • Purchase of furniture / fixtures / furnishing / other gadgets such as fans, geysers, air conditioners, water filters, air purifiers, heaters, desert coolers, etc.
Interest Subsidy Scheme For Housing The Urban Poor (ISHUP)

Interest Subsidy Scheme For Housing The Urban Poor (ISHUP)

  • EWS - households having an average monthly income upto Rs. 5,000.
  • LIG - households having an average monthly income between Rs.5001 upto Rs.10,000.
Baroda Home Suvidha Personal Loan

Baroda Home Suvidha Personal Loan

  • 100% waiver of Processing Charges on all variants of Home / Top-up Loans subject to recovery of out of pocket expenses of Rs.7500+ GST.
Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS)

Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS)

  • The Ministry of Housing and Urban Poverty Alleviation, Government of India, has established a Credit Risk Guarantee Fund Trust for providing guarantees...
Baroda Top Up Loan (Resident/NRIs/PIOs)

Baroda Top Up Loan (Resident/NRIs/PIOs)

  • All Existing Home Loan Borrowers including NRIs /PIOs, Staff and Ex-staff Members( availed home loan under public scheme as well as Staff Housing Loans)...
Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana (PMAY)

  • EWS / LIG category -Pradhan Manti Awas Yojana (PMAY) - the Housing for All [Urban] Mission is launched in compliance with the objective of National Mission Housing providing Housing for All by 2022.
Baroda Ashray (Reverse Mortgage Loan)

Baroda Ashray (Reverse Mortgage Loan)

  • Should be Senior Citizen of India, above 60 years of age.
  • Married couples will be eligible as joint borrowers provided one of them is above 60 years of age...

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