Loans

Because Different People
Have Different Needs.

Presenting a Wide Range of Loans
to Power Your Dreams

Loans

BOB Loans - A wide range of solution for all of your financial needs

Bank of Baroda offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.

Home Loan

Home Loan

  • Attractive interest rates
  • No Hidden Charges
  • Quick Processing and best service
  • Online Home Loan Eligibility
Car Loan

Car Loan

  • Longer tenure & lower EMI
  • Maximum funding
  • Quick Processing and best service
  • Attractive interest rate
Personal Loan

Personal Loan

  • Quick processing
  • Hassle free documentation
  • Attractive interest rate
  • Online loan repayment
Two Wheeler Loan

Two Wheeler Loan

  • Interest Rates - One year MCLR + Strategic Premium + 4.00%
  • Processing Charges - 2% of Loan amount or Minimum Rs. 1000/-
  • Finance for a minimum of Rs. 5000 and a maximum of Rs. 1 Lakh
Education Loan

Education Loan

  • For studies in institutions of India & Abroad
  • No processing & documentation charges
  • No security required
  • 0.50% concession in rate of interest to loans for girl students
Mortgage Loan

Mortgage Loan

  • Interest Rates - Base Rate (per annum) 9.15%
  • Processing Charges - 0.20% of Loan amount, Maximum Rs.10,000/-
  • Minimum: Rs.2.00 Lacs to Maximum - Rs.10.00 Crores
Mudra Loan

Mudra Loan

  • Non farm enterprises, Micro Enterprises and Small Enterprises segment
  • Interest Rates - MCLR+SP to (MCLR+SP)+ 0.85% Small Enterprises
  • Processing Charges - Nil
Debit Card EMI

Debit Card EMI

  • Convert Purchases into monthly installments
  • Attractive Rate of Interest
  • Flexible Repayment tenure
Advance Against Securities

Advance Against Securities

  • Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)
  • Processing Charges - Rs. 75/- per certificate (for individuals) Rs. 150/- per certificate (for others)
Commission Agents Loan

Commission Agents Loan

  • Facility for Commission Agents/Arthias, engaged in Retail Trade
  • Interest Rates - One year MCLR + Strategy Premium+2.00%
  • Finance for a minimum of Rs. 25,000/- and a maximum of Rs. 200 Lacs
Loan for Public Issues / IPO

Loan for Public Issues / IPO

  • You can avail loan up to Rs. 10.0 lacs for subscribing to new issues.
  • Interest Rates - One year MCLR + Strategic Premium + 3.75%
  • Invest now pay within maximum period of 90 days.
Advance Against Gold Ornaments / Jewellery

Advance Against Gold Ornaments / Jewellery

  • All individuals who are owners of the Gold Ornaments / Jewellery.
  • Interest Rates - One year MCLR + Strategic Premium + 3.00%
  • Processing Charges - 0.50% + service tax.
Traders Loan

Traders Loan

  • Advance available up to Rs. 10 Crores
  • Interest Rates - BTL-6 / BOB -6 rated accounts : MCLR –1 year + SP + 2.50%
  • Finance for - Minimum: Rs.2.00 Lacs and Maximum Limit : Rs.10.00 Crores

EMI Calculator

APR Calculator
  • Total Interest
  • Total Amount
Monthly Payment Rs. 1,977.00

Apply Now

For Loan Inquire

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Toll free (24x7)

1800 220 400

Contact Centres

1800 223 344, 1800 102 4455

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